MAX'S TIPS

Max’s (Our Mortgage Expert) Tip: Look for a mortgage professional before you search for a house. You need to make sure your credit is in order because mistakes can take months to correct. You also want to know exactly what you can afford.

Once you’ve started your mortgage application, don’t start changing figures as it could mean the offer being reassessed. We know bank balances and things like that will change during the process, but don’t be adding debt or moving money around in accounts if you don’t...